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Volvo Car Finance in Poole

Personal Car Leasing and Funding Options
Lease

Lease

Commit to driving the Volvo of your choice for a fixed contract period, then return the car to us at the end.

Agree contract length
Firstly decide how long you wish to sign up for. Then, decide if you wish to make an advance payment. It’s optional, but can lower your monthly fee.

Tailor the contract
Your lease contract can be structured to meet your needs based on the vehicle you will be driving, your estimated annual mileage, the agreement duration and any additional services you require.

Return car at end of lease
Once the term comes to an end, you return the car with no further worry about depreciation or selling the car.

Also sometimes referred to as Contract Hire.

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP)

A flexible choice with multiple options when your contract ends. Keep the car by making an optional final payment.

Set your contract terms
Your contract will be structured to meet your needs based on the vehicle you will be driving, your estimated annual mileage, and the contract duration. Part of the vehicle cost is deferred until the end of the agreement, potentially lowering monthly payments.

Make one of three choices
When the contract term comes to an end, your first option is to return the car with no further payment required. Your second option is to part-exchange for a new car and contract. Thirdly, you can pay an optional final payment to become the owner of the car.

Make optional final payment
If you wish to keep the car and become the owner, you need to pay the optional final payment.

Volvo Loan

Volvo Loan

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

Decide level of finance
You choose if you want to finance the full purchase price of the vehicle, or make a deposit. The higher the initial deposit, the lower your monthly payments.

Decide loan period
You decide over how long you want to spread the payable amount. The interest rate on your loan is fixed, which means you know how much you will repay at every stage of the agreement and can budget accordingly.

Make all payments
The Volvo Loan agreement is secured towards the car, and you will only become the owner of the vehicle once all payments have been completed. During the loan period, there is no annual mileage limit, but you are responsible for tax, insurance, servicing and other running costs.

Also sometimes referred to as Conditional Sale or Purchase Plan. A Hire Purchase agreement would have the same payment structure, but with an option to purchase fee payable at the end.

Lease important information
Your hire agreement for your new Volvo will be with UK Automotive Solutions Limited. Volvo Car UK Limited will provide you with all support related to the hire agreement.

Personal Contract Purchase important information
The finance application will be handled through our lending partner Volvo Car Financial Services UK Ltd.
This product is not available for Sole Traders or Partnerships of 3 or less. We are working on a solution to be able to offer these products.

Volvo Loan important information
The finance application will be handled through our lending partner Volvo Car Financial Services UK Ltd.
This product is not available for Sole Traders or Partnerships of 3 or less. We are working on a solution to be able to offer these products.
 

Ocean Automotive (Swedish) is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Ocean Automotive (Swedish) to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We can introduce you to a selected panel of lenders, which includes Volvo Car Financial Services UK. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to Volvo Car Financial Services UK, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to be make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Volvo Car Financial Services UK also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

 

At the end of the agreement there are three options: i) retain the vehicle: pay the optional final payment to own the vehicle; ii) return the vehicle; or iii) replace: part exchange the vehicle, finance subject to status. Available when purchased on Personal Contract Purchase. Retail Sales only. +Subject to agreed annual mileage. Excess mileage apply. Offer available for vehicles ordered between by 31st January 2024. Further charges may be payable if vehicle is returned. Offers are not available in conjunction with any other offer and may be varied or withdrawn at any time. Available to 18's and over. Subject to availability. Terms and conditions apply. Finance subject to status. Accurate at time of publication [January 2024].

General Finance Terms and Conditions. Please note you will not own the vehicle outright until all payments are made. If you default on your finance payments, then the vehicle may be repossessed by the finance provider. You must be 18 years or older to apply for finance. Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances. If you require any further information please do not hesitate to contact us. The finance provider will have their own Terms and Conditions, please contact them directly for further information.